Welcome to F & M Bank & Trust



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We are PROUD to be a real community bank. Serving Southeast Iowa since 1916. Dedicated to the place we call home.
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F&M Bank & Trust is now introducing NEW Business Accounts to help suit your every need.		Numerous options are available to help you protect yourself and those that you love to have a sound and secure financial future.

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Transaction Account Guarantee Program Beginning January 1, 2010, Farmers & Merchants Bank & Trust will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in non-interest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the Federal Deposit Insurance Corporation’s (FDIC) general deposit insurance rules. NOTICE: F&M Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.
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