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Rates

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Interest Bearing Demand Accounts
Deposit Rates Effective
  Monthly Average Minimum to Open Interest Rate** APY*
Superior Checking $1,500 - $2,499.99 $1,500.00 0.01% 0.01%
  $2,500.00 or more   0.02% 0.02%
Distinctive Checking   $100.00 0.01% 0.01%
Quality Checking   $100.00 0.01% 0.01%
Business Analysis Earnings Credit   $100.00 0.10%  
Sweep Account     0.10%  
*APY - Annual Percentage Yield
** The rate may change after the account is opened.
Fees could reduce earning on the account.


 

Interest Bearing Savings Accounts
Deposit Rates Effective
  Monthly Average Minimum to Open Interest Rate** APY*
*Regular Savings   $100.00 0.10% 0.10%
Dream Big Savings   $50.00 0.40% 0.40%
Prime Plus $24,999.99 or less $2,500.00 0.05% 0.05%
  $25,000.00 - $49,999.99   0.10% 0.10%
  $50,000.00 - $74,999.99   0.15% 0.15%
  $75,000.00 or more   0.20% 0.20%
*Available to Consumers and Businesses


 

Time Certificates of Deposit / IRA's***
Deposit Rates Effective
  Interest Rate APY*
3 months 0.14% 0.14%
6 months 0.19% 0.19%
9 months 0.20% 0.20%
12 months 0.21% 0.21%
18 months 0.25% 0.25%
19 month Special 0.33% 0.33%
24 months 0.28% 0.28%
30 months 0.32% 0.32%
36 months 0.37% 0.37%
37 month Special 0.45% 0.45%
4 years 0.50% 0.50%
5 years 0.62% 0.62%
IRA Variable** tied to savings 0.10% 0.10%
*APY - Annual Percentage Yield
** The rate may change after the account is opened.
***Penalty for early withdrawal.
Fees could reduce earning on the account.
$500 minimum balance to open

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