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Inquire NowF&M Bank & Trust offers a wide variety of loan services. You may be getting ready to purchase a first home or begin your dream business.  We would like the opportunity to help you get to that next stage in your life.

With a wide variety to loan products, the F&M Bank & Trust loan staff is ready to make it happen.   


Consumer Loans

F&M Bank & Trust offers various types of consumer loans including auto loans, personal loans, home improvement loans, consolidation loans, and overdraft protection, all at competitive interest rates.


Agricultural Loans

At F&M Bank & Trust, we are dedicated to the agricultural community. We offer all types of agricultural loans including operating lines of credit, feeder livestock, breeding livestock, machinery and equipment, and agricultural real estate loans. We also offer FSA guaranteed loans.


Commercial Loans

F&M Bank & Trust offers a variety of commercial lending tools to help finance all parts of your business. We offer operating lines of credit, inventory or equipment purchases and real estate loans. We offer SBA guaranteed loans as well.


Mortgage/Real Estate

F&M Bank & Trust offers a variety of home real estate loans to fit your all of your needs. We offer in house loans as well as fixed rate loans of various terms and time. We also offer home equity lines of credit, construction, and home improvement loans.

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