Merchant Services

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Merchant Services

Accepting credit cards as form of payment can play a major role in your business. Farmers & Merchants Bank & Trust can help you manage these credit card payments efficiently, conveniently and economically. Accepting card payments benefits your business by:

  • Providing your customers with convenient payment options
  • Reducing the risk involved with accepting personal checks
  • Collecting full payment up front (reducing accounts receivable)


Farmers & Merchants Bank & Trust Merchant Card Program offers:

  • Competitive low discount rates based on average sale(s) volume.
  • Electronic credit card deposits into any business checking account.
  • Low equipment prices.
  • Availability of service by a local financial institution.
  • No set-up fees

For assistance or more information contact Charla Nelson at 319-754-2266 or

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