Credit Cards

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business credit card

Whatever your business size, F&Mís Business Visa provides the flexible credit your business needs.

Great Introductory Rate

*Subject to card account terms

Visa Extras - Reward Program Earn points for every dollar spent on qualifying purchases. Redeem points for a variety of merchandise or air travel.

Travel Accident Insurance 

  • $150,000 Common Carrier Accidental Death & Dismemberment Insurance

Auto Rental Collision Insurance 

  • Provides coverage on a 24-hour basis for damage due to collision or theft. Valid loss-of-use charges are covered. Restrictions apply. Save $12-15/day in insurance costs.

Extended Protection 

  • Doubles the original manufacturer's U.S. warranty, up to one year on warranties of three years or less.

Purchase Security

  • Acceptance at over 29 million merchants worldwide
  • Repairs, replaces, or fully reimburses a cardholder up to a maximum of $10,000 per claim for most retail goods purchased entirely with the eligible Visa Business Card for the first ninety days from the date of purchase in the event of loss, theft, damage, or fire. Restrictions may apply.

Corporate Liability Waiver Program 

  • Automatically insures Visa Business clients against misuse by a terminated employee. Coverage is automatically provided by Visa for Visa Business clients Up to $100,000 per cardholder if company has five or more valid cardholders Up to $5,000 per cardholder if company has two - four valid cardholders.

Visa Business Management Reports (available upon request)

  • Provides Visa Business Card members with MIS reports which assist in tracking expenses in a variety of categories. Provides summary reporting helpful for tax preparation and vendor negotiation (monthly, quarterly and annual reports available)

Click here to view your F&M Bank & Trust Credit card account, make payments, or view your current balance.

Bonus Rewards are also available.  To view the many different varieties of bonus' click here or call 1-800-960-8472.
For assistance or more information contact Millie Bundy at 319-768-6112 or


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