|F & M Basic Business||F & M Business||F & M Commercial||F & M Community Checking
(Only Public Funds or Non-Profits)
|Minimum Balance to Open||$100||$100||$100||$1,000|
|Earnings Credit||Variable, call for details|
|Minimum Balance Service Charge***||None||$7||None||$10|
|Item Fee*||150 Free per statement
151 & over $.25 each
|250 Free per statement
251 & over $.25 each
|*Item charges apply, which may be offset by Earnings Credit||None|
|Uncollected Fund Rate||10%|
|Check Images on Monthly CD||for additional fee||for additional fee||for additional fee||for additional fee|
|Images Returned with
|Yes, Free||Yes, Free||Yes, Free||Yes, Free|
Free With All Business Checking
- Free Visa Business Debit Card
- Free Internet Banking
- Free Telephone Banking
**Subject to card account terms.
***Minimum Balance Service Charge will be assessed on a monthly basis if the balance in the account falls below the minimum on any day.
For assistance or more information contact Charla Nelson at 319-754-2266 or email@example.com.