About Us

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Farmers & Merchants Savings Bank was chartered on March 1, 1916.  Farmers & Merchants Savings Bankís name was changed in 1965 to Farmers & Merchants Bank & Trust.

2016 Annual Report

Community Pillar

F&M Bank & Trust continues to be locally owned and operated making decisions at home and keeping money in the community that we live and work.  F&M takes on the roll of a community pillar very seriously.  F&M Bank & Trust understands the importance of building a strong community.  Through dedicated efforts in our Kids Bank & Teen Bank programs, F&M provides schools with financial literacy. The Farmers & Merchants Community Foundation was also created to help boost education through supplies and scholarships.

Education isnít the only way F&M Bank & Trust gives back.  Numerous organizations receive monetary donations to help with their causes and F&M staff logged 7000 volunteer hours in 2012.  You can find F&Mís staff coaching, serving on area boards, helping with churches, or just cooking meals for those in need.  Whatever the cause may be our staff, board of director and management is dedicated to the place we call home.

Community Involvement

F&M School Bank Programs

F&M Kids Bank began almost 16 years ago at North Hill Elementary School.  Since then F&M has established Kids Bank programs in every Burlington and West Burlington Elementary School.  The F&M Kids Banks are run by kids, for kids.  Students acts as tellers, bookkeepers, and board of directors.  With minor guidance from F&M staff, students at each school are empowered to manage their own banks.   This financial literacy program is the oldest, most successful and most award winning Kids Bank program in the state of Iowa.

2012 saw the addition of the F&M Teen Bank program at Notre Dame Middle School. This program allows middle grade students to continue to participate in the F&M school programs but offers an electronic banking and in-classroom financial education element. In fall 2013, Burlington Community Middle schools joined the F&M Teen Bank program.

Farmers & Merchants Community Foundation

Project: Crayon Crayon Cruise & Kick-Off Party is held each May in Burlington to raise funds for schools in Des Moines County.  This motorcycle ride and fundraiser continues to grow each year with proceeds going back to the schools for purchase needed for the continuation of the year.  A few of the projects that the proceeds have been used for are smart boards for classrooms, reading programs as well as safer and newer playground equipment.

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