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Interest Bearing Demand Accounts
Deposit Rates Effective
8/30/10
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Monthly Average
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Minimum to Open
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Interest Rate**
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APY*
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Superior Checking
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$1,500.00
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$1,500 - $2,499.99
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0.05%
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0.05%
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$2,500.00 or more
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0.10%
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0.10%
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Prime Plus
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$2,500.00
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$24,999.99 or less
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0.10%
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0.10%
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$25,000.00 - $49,999.99
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0.20%
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0.20%
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$50,000.00 - $74,999.99
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0.45%
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0.45%
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$75,000.00 or more
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0.70%
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0.70%
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Distinctive Checking
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$100.00
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0.05%
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0.05%
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Quality Checking
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$100.00
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0.05%
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0.05%
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Regular Savings
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$100.00
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0.30%
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0.30%
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Dream Big Savings
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$50.00
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0.90%
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0.90%
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Business Analysis
Earnings Credit
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0.25%
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Sweep Account
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0.30%
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Public Funds Prime Plus
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$2,500.00
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0.21%
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0.21%
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*APY - Annual Percentage Yield
** The rate may change after the account is opened.
Fees could reduce earning on the account.
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Time Certificates of Deposit / IRA's***
Deposit Rates Effective 8/30/10
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Balance
$500.00 - $24,999.99
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APY*
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Balance
$25,000.00 +
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APY*
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3 months
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0.26%
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0.26%
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0.31%
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0.31%
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6 months
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0.35%
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0.35%
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0.40%
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0.40%
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9 months
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0.41%
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0.41%
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0.46%
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0.46%
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12 months
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0.47%
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0.47%
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0.52%
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0.52%
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16 month SPECIAL
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1.48%
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1.49%
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1.48%
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1.49%
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18 months
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0.62%
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0.62%
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0.67%
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0.67%
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24 months
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0.78%
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0.78%
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0.83%
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0.83%
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30 months
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0.93%
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0.93%
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0.98%
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1.18%
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33 month SPECIAL
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1.93%
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1.94%
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1.93%
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1.94%
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3 years
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1.07%
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1.07%
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1.12%
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1.12%
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4 years
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1.45%
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1.46%
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1.50%
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1.51%
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5 years
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1.83%
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1.84%
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1.88%
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1.89%
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IRA Variable**
tied to savings
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0.30%
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0.30%
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*APY - Annual Percentage Yield
** The rate may change after the account is opened.
***Penalty for early withdrawal.
Fees could reduce earning on the account.
$500 minimum balance to open
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