F&M Bank & Trust offers a wide variety of loan services, including consumer, commercial, real estate, agricultural, student and home improvement, all at competitive interest rates. For questions or further details, contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Loan Account Application
Loan Account Application - Joint Applicant


Loan Account Appliaction
E-FORM

Joint Applicant
Loan Account Application
E-FORM

Consumer Loans

F&M Bank & Trust offers various types of consumer loans including auto loans, personal loans, home improvement loans, consolidation loans, overdraft protection, etc., all at competitive interest rates.

Please contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Agricultural Loans

At F&M Bank & Trust, we are committed to agriculture. We offer all types of agricultural loans including operating lines of credit, feeder livestock, breeding livestock, machinery and equipment, and agricultural real estate loans. We also offer FSA guaranteed loans.

Please contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Commercial Loans

F&M Bank & Trust offers a variety of commercial lending tools to help finance all parts of your business. We offer operating lines of credit, inventory or equipment purchases and real estate loans. We offer SBA guaranteed loans as well.

Please contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

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Student Loans

Applications are available for Federal Stafford, PLUS, Partnership & Parent Partnership Loans. Iowa Student Loan Liquidity Corporation distributes the funds and handles loan repayments. .

Please contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Community Development Loans

F&M Bank & Trust is steadfast in supporting the community. We help community based projects by offering loans to insure the future success of community based initiatives.

Please contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Real Estate Loans

F&M Bank & Trust offers a variety of home real estate loans to fit your all of your needs. We offer in house loans as well as secondary market fixed rate loans of various terms. We also offer home equity, construction, and home improvement loans.

Please contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Click the E-FORM for the Loans Account Application.

Click the E-FORM for the Loan Account Application-Joint Applicant.

HOME EQUITY LINE OF CREDIT

At F&M Bank & Trust we offer a low interest rate no fee loan using the equity in your personal residence. Borrow up to 100% of your home's value for any purpose through our easy application quickly approved loan process. Please contact any of our loan officers at 319-754-2265 or Judy McNeece at 319-754-2244.

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