F&M Bank & Trust offers a wide variety of loan services, including consumer, commercial, real estate, agricultural, student and home improvement, all at competitive interest rates. For questions or further details, contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Loan Account Application
Loan Account Application - Joint Applicant

Consumer Loans

F&M Bank & Trust offers various types of consumer loans including auto loans, personal loans, home improvement loans, consolidation loans, overdraft protection, etc., all at competitive interest rates.

Agricultural Loans

At F&M Bank & Trust, we are committed to agriculture. We offer all types of agricultural loans including operating lines of credit, feeder livestock, breeding livestock, machinery and equipment, and agricultural real estate loans. We also offer FSA guaranteed loans.

Please contact any of our qualified loan officers at 888-331-BANK or 319.754.2240.

Commercial Loans

F&M Bank & Trust offers a variety of commercial lending tools to help finance all parts of your business. We offer operating lines of credit, inventory or equipment purchases and real estate loans. We offer SBA guaranteed loans as well.

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Student Loans

Applications are available for Federal Stafford, PLUS, and Grad PLUS Loans. Iowa’s Student Loan Liquidity Corporation distributes the funds and handles loan repayments. F&M Bank & Trust’s lender code is 803980.
Please contact any of our qualified loan officers at 888-331-BANK or
319-754-2240.

Community Development Loans

F&M Bank & Trust is steadfast in supporting the community. We help community based projects by offering loans to insure the future success of community based initiatives.

Real Estate Loans

F&M Bank & Trust offers a variety of home real estate loans to fit your all of your needs. We offer in house loans as well as secondary market fixed rate loans of various terms. We also offer home equity, construction, and home improvement loans.

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