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Statement of Condition
June 30, 2010
RESOURCES
Cash & Due
11,271,000.00
US Government Bonds
15,836,000.00
Municipal Bonds
975,000.00
Other Bonds
3,944,000.00
Loans
153,417,000.00
Bank Building
2,693,000.00
Furniture & Fixtures
886,000.00
Other Assets
13,973,000.00
Federal Funds Sold
0
TOTAL
202,995,000.00
LIABILITIES
Capital Stock
600,000.00
Surplus
15,217,000.00
Undivided
1,540,000.00
Unrealized Gains
(72,000.00)
Deposits
176,255,000.00
Federal Home Loan Advances
6,000,000.00
Federal Funds Purchased
0
Securities Sold
2,716,000.00
Interest Bearing Demand Notes Due US Treasury
14,000.00
Other Liabilities
725,000.00
TOTAL
202,995,000.00




Member FDIC
F&M Bank & Trust

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Equal Housing Lender

Transaction Account Guarantee Program

Beginning January 1, 2010, Farmers & Merchants Bank & Trust will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in non-interest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the Federal Deposit Insurance Corporation’s (FDIC) general deposit insurance rules.

 

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