F&M Bank & Trust

If you would like more information regarding investing with F&M, go to www.otcbb.com and enter the symbol FMBN.

If you would like to make a trade of Farmers & Merchants Bancshares, Inc. stock, please contact:

Joey Warmenhoven
SVP Investments
Wedbush Morgan Securities
4949 SW Meadows Rd., Suite 100
Lake Oswego, OR 97035
800.569.2138

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